Enter the deal. You see the TDS your buyer will deduct, your real tax, the money that waits with the department, and whether a lower-TDS certificate is worth applying for.
Not a non-resident? You need the buyer-side tool instead →
Many buyers' banks refuse this — get it in writing.
The due date is 31 July; filing later loses interest for the months before you file. 4 months is a common wait for an NRI return with a large refund; change it if you know better.
Why the whole price is taxed at source. A buyer paying a non-resident deducts TDS under section 393(2) of the Income-tax Act, 2025, and without a certificate buyers and their banks deduct on the full price. The surcharge band follows the amount deducted on, so a large price lifts the rate even when the gain is small.
Why there is no indexation cap for you. Long-term gains are taxed at 12.5% under section 197; the option to pay 20% on an indexed gain for property bought before 23 July 2024 is for resident individuals and families only. A non-resident also cannot set the basic exemption limit against the gain.
How the refund date and interest are estimated. The refund comes after you file the return for the tax year (due 31 July after 31 March) and the department processes it — the month you file plus the months you expect, to the month's end. Interest under section 437 is 0.5% for each month or part of a month from 1 April, or from the month you file if you file late, and none if the refund is under 10% of your tax.
Old or inherited property. If it was bought (by you or the previous owner) before 1 April 2001, you may take its 1 April 2001 value as cost, not more than its stamp value on that date; type that figure as your cost.
What is not worked out. Marginal relief and the old regime are not worked out; both can only lower your tax. The interest you receive is taxable, and that tax is not shown here.
Your answer
This is the sample. Enter your own deal, then print.